Need a loan urgently? Can’t get a loan anywhere?

We know that life doesn’t always go the way you plan it. Appliances break, medical bills need paying, cars need urgent repairs, and other problems come up as well. Usually, things go wrong at inconvenient times, and sometimes, everything goes wrong at the same time. We understand where you’re coming from, and we’re here to help you get back on your feet. We want to give you the peace of mind you need, knowing you can cover your unexpected expenses.

We opened our doors in 2014 because we wanted to help people borrow credit for emergencies. We were particularly interested in helping people with bad credit scores who find it hard to get hold of a loan. We recognise that payday loan borrowers are just regular people in unexpected situations. They just need the right help to be able to sort out their problems and get back on track financially. Unfortunately, lots of people never have that chance, particularly people with a poor credit score or people who can’t find a guarantor.

We believe in our customers, and we founded Cashfloat to give them a chance to succeed.




HERE TO HELP
WHEN NO ONE ELSE WILL

HERE TO HELP
WHEN NO ONE ELSE WILL



We listen, we understand, and we’re here to help.  Even if you’ve got a bad credit score, we’re committed to getting you the money you need at top speed. And if we can’t help, we’ll find you another lender who can.

APPLY NOW
We listen, we understand, and we’re here to help. Even if you’ve got bad credit, we’re committed to assisting you in your time of need. And if we can’t help, we’ll find another lender who can.




Our work beyond payday loans

Cost of living crisis

The cost of living crisis, which hit the UK in late 2021, is having a tremendous impact on everyone in the country. Cashfloat is here to help. On our dedicated cost of living page, you’ll find advice on where to turn if you need financial help.

Covid ‘19 pandemic report

We analysed a quarter of a million loan applications to find out who needed financial help during the pandemic. Look through our report to find out how the pandemic affected people’s disposable incomes.

Benefits guide

Cashfloat has researched benefits in the UK, including Universal Credit, disability benefits, pension schemes and others like bereavement support. Read our guide, and stay informed. Apply for any help you’re entitled to as well.


Who is Cashfloat?

FCA Authorisation

Fully authorised by the Financial Conduct Authority (FCA).

Licence number: 714479

Company Info

Registered in England and Wales

Company number: 7581337

Data Protection

ICO Registration number:

Z3305234



Accessibility & Support for All

We use Relay UK to help people with hearing or speech difficulties contact us easily.

Dial 18001 020 3757 1933 or use the Relay UK app.



Meet the Team

Peter Kimpton

Chief Operating Officer

Peter has been with Cashfloat since its early days, overseeing operations in the UK and Europe. He ensures the business runs smoothly and efficiently.

Cheryl McKenzie

Underwriting Manager

Cheryl brings 20+ years of experience in underwriting and collections. She works closely with customers and debt support organisations.

Richard Sherlock

Compliance & Data Protection

Richard leads compliance at Cashfloat, with a background in consumer credit and enforcement. He’s passionate about doing things right.



Cashfloat’s Services

Direct Lending Apply for a direct lender payday loan, small personal loan or small business loan directly with us!
Brokering Services If we can’t give you a payday loan ourselves, we’ll help you find someone who can help by acting as a credit broker.
Credit Repair If we can’t approve you or find you a lender, we’ll redirect you to a service where you can repair your credit under a free trial.
Testimonials
A
Anonymous
Verified Buyer

Outstanding site and (cyber) service. My credit is not brilliant but I needed help this month. Very pleased with this company, very efficient. I like the fact that you are able to add notes to be considered as my situation is a little different. Thanks Guys!!!

N
Miss Nicola K
Verified Buyer

Quick, easy and no annoying calls! Really helped me out in a time of desperation, and I’m grateful for that. Thanks!

A
Anonymous
Verified Buyer

Excellent customer service, no time wasting. Form filled and funds transferred within hours. My salary had a huge deduction for unpaid leave and I needed to fix a problem with my car! Thank you for rescuing me as I need to travel 45 miles every day for work. Many thanks Cashfloat.

D
Mr Darren B
Verified Buyer

Extremely quick and easy to apply and the loan was with me in no time. Really helped me out when I needed it most. Certainly recommend



We’ve helped over

150,000

people in the UK
get the money they need, fast