Instalment Loans
Instalment loans are simple and hassle free. Repay your loan in up to 9 monthly instalments. Apply here for instalment loans and get up to £1,500 even with bad credit. Apply nowGet an instalment loan today.
At Cashfloat, we understand that life’s curveballs can catch you off guard. That’s why we’ve created our instalment loans to provide you with the flexibility you need. Whether it’s covering a broken boiler, paying high dental bills, or purchasing a new kitchen appliance, our instalment loans are tailored to meet your unique financial needs.
Are you looking for an instalment loan? If so, then the Cashfloat team is your next port of call! Our payday loans are repaid in monthly instalments between 3-9 months, depending on the loan amount. You can borrow up to £1,500, and if you’re approved, we’ll provide you with the cash in your bank account on the same day.
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Can I get instalment loans for bad credit?
Absolutely! At Cashfloat, we recognise that everyone deserves access to financial support, regardless of their credit history. Our instalment loans for bad credit are designed to provide a viable solution for individuals facing short term money problems. We take pride in being a top choice for those with less-than-perfect credit scores. With Cashfloat’s instalment loans, you can expect a straightforward application process, quick approval, and a commitment to responsible lending. We aim to help you bridge financial gaps and work towards a more stable future, regardless of your credit situation. Apply today and experience the difference with Cashfloat – your trusted partner in bad credit instalment loans.
Why is it best to get an instalment loan from a direct lender?
Applying for an instalment loan from a direct lender has many advantages. Here are some of them:
- Speed – Direct lenders streamline the loan process, ensuring faster approval and fund disbursement. With no intermediaries, borrowers receive needed funds promptly, addressing urgent financial needs efficiently.
- Simplicity – Direct lenders simplify the borrowing experience by offering transparent processes. Communication is direct, minimising confusion. Reduced paperwork and administrative hassles make the loan journey accessible and manageable for all applicants.
- Flexibility – Direct lenders can offer more flexible repayment options. This proves beneficial during unexpected challenges, allowing for easy adjustments without involving extra intermediaries.
- Transparency – Dealing directly with lenders promotes a transparent borrowing experience. Borrowers access clear information on interest rates, fees, and repayment terms, reducing surprises. This transparency empowers informed decisions and builds trust in the lending relationship.
- Personalised Service – Direct lenders prioritise individual needs, providing tailored assistance and support throughout the loan process. A direct point of contact enhances the borrowing experience, making it more customer-centric and responsive to unique circumstances.
- Competitive Rates – Working directly with lenders may yield competitive interest rates and fees, bypassing intermediary costs. Cost savings are passed on to borrowers, making direct lenders attractive for affordable financing solutions.
- Control Over Loan Journey – Borrowers with direct lenders enjoy streamlined processes and efficient decision-making, empowering them with more control from application to repayment. This hands-on approach appeals to those seeking straightforward management of their financial commitments.
Opting for an instalment loan from a direct lender like Cashfloat will offer all these benefits. Please have a look at these recent testimonials from our customers:
Very helpful especially when I had difficulty paying gave me opportunity to repay and change dates of payments
Great service, very quick response, used CashFloat a few times over the past years and find them very reliable.
Very good service quick response paid off in full was very helpful thank you for your great service will highly recommend.
One of the easiest loans I have ever applied for very slick and professional outstanding from start to finish
How do instalment loans work?
Instalment loans allow you to make repayments in smaller and more manageable amounts, for example, weekly or monthly instalments. Instalment loans differ from traditional payday loans, where repayments are made by the next payday.
With a flexible instalment loan, you can spread the payments over a few months, so there’s no rush to pay everything back by your next payday.
At Cashfloat, you can apply for loans from £300 up to £1500 and repay the loan within 3-9 months, depending on the amount borrowed. You always have the option to repay your loan early and save on interest. We do not charge fees for early repayment.
Here are Cashfloats instalment loan options available:
| Amount | Duration |
|---|---|
| £300 – £350 | 3 months |
| £400 – £450 | 3-4 months |
| £500 – £900 | 3-6 months |
| £950 | 4-6 months |
| £1000 – £1100 | 4-9 months |
| £1200 – £1300 | 5-9 months |
| £1400 – £1500 | 6-9 months |
Am I eligible for an instalment loan in the UK?
If you would like to apply for an instalment loan with Cashfloat, you must:
- Be a minimum of 18 years old
- Hold a UK bank account
- Be a UK resident
- Have a steady source of income
Get started today and complete your loan application online.
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How fast can I get my instalment loan?
Upon receiving your application, we offer an instant decision process. Typically, approvals are granted within 30 minutes. Once approved, funds can be deposited into your account within the hour. Should you submit your application after regular working hours, approved funds will be credited to your account on the next business day.
What can I use an instalment loan for?
Instalment loans are intended for emergencies where more affordable credit options are unavailable. Instalment loans can be used for critical needs such as medical emergencies, sudden house repairs, and car breakdowns or to address unforeseen bills. Like any other short-term loan product, instalment loans should not be used for non-emergencies like weddings or holidays.
Can I get an instalment loan with no credit check?
At Cashfloat, we conduct a credit check on all applicants. A credit check helps us assess whether an applicant can repay the loan. We do not recommend taking out a loan without a credit check. Many lenders and brokers that offer this kind of loan may not be authorised by the FCA. Applying for a loan without a credit check can expose you to significant risks.
Can I repay my loan in weekly instalments?
Currently, Cashfloat does not offer loans with weekly instalments. However, we do not charge any fees for early repayments, so you can repay your loan as early as you want and save on interest.
Can I top-up my instalment loan?
Currently, Cashfloat does not offer loan top-ups. However, once you have paid off your loan in full, you are welcome to reapply. Please remember we can’t guarantee that you’ll be approved.
Why choose Cashfloat?
At Cashfloat, we’re all about providing quick, instalment loans to those needing financial support. As a regulated lender approved by the Financial Conduct Authority (FCA), your safety is our top priority. We conduct credit and affordability checks to ensure our customers can comfortably repay their loans. We firmly believe in transparency, openly sharing information about interest rates and charges.
Join the over 150,000 satisfied customers in the UK who have already benefited from Cashfloat – we’re here to help you!
Apply for an instalment loan with Cashfloat, where you can borrow up to £1,500. Get an instant decision, and if approved, money can reach your bank account within an hour*. No need to worry about your credit score. Many of our applicants have been approved for bad credit instalment loans.
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