Looking for Text Loans?

Do you need a loan of up to £1,500 today? Trusted lender, Cashfloat, accept applications from everyone, even people with bad credit scores! We’re a Financial Conduct Authority (FCA) authorised direct lender with high acceptance rates. Our easy application process will take just a few minutes of your time, and you’ll get an instant lending decision with same day funding.

That’s the Cashfloat text loans alternative. Easy, convenient and fast!

The Cashfloat text loan alternative is a highly convenient way of borrowing money. We provide short term loans for emergency or unexpected expenses, or when money is tight around payday. Instant text loans used to be useful when the alternative was to go into a payday loan store or use a desktop computer! But now you can get an online loan from Cashfloat on your mobile phone, just as easy.

You can apply on your mobile phone in a few minutes and get one of our small loans paid into your bank account super fast.

Like a text loan, Cashfloat’s online loans are:

• Available for you anywhere, at any time.
• In your bank account within one hour*, if you’re approved.
• Convenient to use and convenient to repay.

We also have a live chat, so we can help you with the process if you need. You can use it to chat to our customer service team and clarify any queries that you might encounter.

Payday loans are designed for emergency situations, where you need money fast, such as when an urgent medical bill needs paying. In situations like this, you need an application process that’s as fast and convenient as possible. To satisfy this demand, payday lenders started offering their services via text. A text loan is just a payday loan where you apply via text message instead of in-store, over the phone or through an online application form.

Since text loans were introduced, online loan application processes have improved a great deal. Cashfloat payday loans are often even quicker than text loans. We provide immediate decisions on loan applications. Once your payday loan has been approved, we’ll also get the money to your bank account within an hour*. Online payday loans, like Cashfloat’s, are the modern, better alternative to text loans.

How Cashfloat loans work:

1. Apply for your loan online
2. Get an instant lending decision
3. Once approved, get your money within one hour*
4. Make flexible monthly repayments online

To apply for a Cashfloat loan, click on the above ‘apply now’ button or anywhere else you see it on this page. After you fill out our straightforward loan application form and submit it, you can look forward to a quick response from our team.

The FCA requires all lenders in the UK to perform a responsible credit check on every payday loan applicant. Therefore, it’s unlikely that you’ll find a text loan with no credit check advertised by an FCA registered company.

A lender who doesn’t perform a responsible lending check may be conducting illegal business. It’s best to keep away from a lender offering a text loan or any loan with no credit check. Credit checks are performed to help the lender assess whether or not a customer can afford a loan. They’re there to make sure that borrowing money won’t harm a person financially.

If you’re worried about being rejected for a loan because of your credit score, you’ll be pleased to know that Cashfloat offer bad credit loans. We do carry out credit checks, but we won’t judge you entirely by your credit score. We’ll process your application no matter what your credit score is, and we’ll take your current level of affordability into careful consideration when we decide whether or not to approve your loan.

Note: We always recommend that you try to improve your credit score if it’s poor. Having a better credit score will increase your chances of being approved for loans and will help you in other ways as well.

When applying for a payday loan, you’re applying to enter a consumer credit agreement with a lender or authorised credit broker. It’s important to make sure that you’re choosing the right lender for you. Like with any important agreement, you need to shop around, weigh up your options carefully and decide which choice best meets your needs. You need to be even more cautious with a loan, because it’s a serious commitment. You want to know that you are dealing with a reliable lender who will deal with you fairly.

Cashfloat’s payday loans and short term loan products are designed with the consumer in mind, and your needs are our priority. At Cashfloat, our service just keeps getting better and better. We provide useful loan amounts, flexible repayment possibilities, competitive interest rates and great customer service.

Check out how Cashfloat’s loans compare to what’s on offer from text loan companies in the UK:

To apply, first click on ‘apply now’ on the button above, or anywhere else it appears on this page. Then, fill out our straightforward loan application form and submit. After completing these two simple steps, you can look forward to a quick response from our team.

Our alternative to text loans are easy to apply for. Find out what alternatives you can get from Cashfloat below.