Funding within 1 hour*!

Looking for an affordable Bank of Scotland loan with high acceptance rates? Cashfloat offers the perfect alternative. Our brand new product – unsecured personal loans with lower interest rates and same day payout, provides much higher chances of approval with a less than perfect credit rating than Bank of Scotland loans. Apply now for Cashfloat’s small personal loans and don’t let your poor credit history get in the way of being approved for the loan you need!

1. Apply for your Bank of Scotland loan alternative online.
2. Get an instant lending decision.
3. Once approved, you can receive your loan within an hour*.
4. Make monthly loan repayments to Cashfloat.

GET YOUR Bank of Scotland LOAN ALTERNATIVE TODAY!

The Bank of Scotland and Cashfloat.co.uk are both FCA-authorised firms, but there are significant differences between our lending structures. The Bank of Scotland will only lend to existing customers with a bank account held for at least one month. Even if you are an existing Bank of Scotland customer, if you have been declined for credit in the last month, you won’t be eligible for a loan. Furthermore, the Bank of Scotland will only accept customers with an excellent credit rating. So, if you just have a slight defect on your credit report, it can significantly impact your chances of getting approved.

However, If you apply for a small personal loan with Cashfloat, even with a less than perfect credit rating, you still have a very high chance of approval. As a leading unsecured credit direct lender, we want to give everyone a fair chance at obtaining the credit they need. As long as we can see that you can afford the repayments without harming your financial future, we will happily fund you the loan today!

To summarise, we’ve put together a table comparing the features of Bank of Scotland and Cashfloat’s loans:

Feature:	Bank of Scotland Loans	Cashfloat
Loan amounts	£1,000 to £35,000	£1,000 to £2,500
Loan duration	1 – 7 years	6 or 9 months
Instant decision	Only for existing customers	Yes, always
Same-day funding	Only for existing customers	Yes, funding in 1 hour*
Bad credit accepted	No	Yes
Set-up fees	No	No

We always encourage our potential customers to research and compare all the credit options available to them. You can choose Cashfloat once you see that our loans are best suited for your needs.

If you are looking for a small personal loan, that you don’t have to spend years repaying or be an existing customer to be eligible to apply, our small personal loans from Cashfloat versus a Bank of Scotland loan may be the solution you are after. Aside from the fact that you can apply even if you have already been declined for credit in the past month or you don’t have an excellent credit history, you will be able to borrow without having to make monthly repayments for years to come. Apply now for the smoothest unsecured personal loan experience and join over 100,000 happy customers who we have already helped!